Salary Tax Calculator
Work out income tax and take-home pay for salaried individuals under FBR slabs.
= 1.5 lakh per month
Aap ka hisaab · your result
Monthly take-home
PKR 144,000
1.44 lakh a month
Monthly tax
PKR 6,000
Annual tax
PKR 72,000
Annual income
PKR 1,800,000
Effective tax rate
4.0%
Amount daalein
Enter your salary above and your tax and take-home pay appear here instantly.
How your tax was worked out
PKR 150,000 a month in tax year 2027.
How it's calculated
- Monthly salary × 12 gives annual taxable income.
- Find the slab your income falls in; apply its fixed amount plus the slab rate on the part above the slab's start.
- Annual tax ÷ 12 is the monthly deduction.
Income tax slabs for salaried individuals, 2026-27
| Annual taxable income (PKR) | Tax payable | Slab rate |
|---|---|---|
| Up to 600,000 | No tax | 0% |
| 600,001 – 1,200,000 | 1% of amount over 600,000 | 1% |
| 1,200,001 – 2,200,000Your slab | PKR 6,000 + 11% of amount over 1,200,000 | 11% |
| 2,200,001 – 3,200,000 | PKR 116,000 + 20% of amount over 2,200,000 | 20% |
| 3,200,001 – 4,100,000 | PKR 316,000 + 25% of amount over 3,200,000 | 25% |
| 4,100,001 – 5,600,000 | PKR 541,000 + 29% of amount over 4,100,000 | 29% |
| 5,600,001 – 7,000,000 | PKR 976,000 + 32% of amount over 5,600,000 | 32% |
| Above 7,000,000 | PKR 1,424,000 + 35% of amount over 7,000,000 | 35% |
Source: Finance Act 2026, First Schedule, Part I, Division I. Tax year 2027 runs 1 July 2026 to 30 June 2027.
Tax on common salaries, 2026-27
Monthly income tax and take-home pay for tax year 2027, and how much less (or more) tax each salary pays than under Budget 2025-26.
| Monthly salary | Monthly tax | Take-home | Effective rate | vs 2025-26 |
|---|---|---|---|---|
| PKR 50,000 | PKR 0 | PKR 50,000 | 0.0% | Same |
| PKR 75,000 | PKR 250 | PKR 74,750 | 0.3% | Same |
| PKR 100,000 | PKR 500 | PKR 99,500 | 0.5% | Same |
| PKR 150,000 | PKR 6,000 | PKR 144,000 | 4.0% | Same |
| PKR 200,000 | PKR 13,000 | PKR 187,000 | 6.5% | 500 less |
| PKR 250,000 | PKR 23,000 | PKR 227,000 | 9.2% | 2,000 less |
| PKR 300,000 | PKR 34,667 | PKR 265,333 | 11.6% | 4,167 less |
| PKR 400,000 | PKR 62,000 | PKR 338,000 | 15.5% | 9,750 less |
| PKR 500,000 | PKR 92,000 | PKR 408,000 | 18.4% | 14,750 less |
| PKR 1,000,000 | PKR 264,500 | PKR 735,500 | 26.5% | 42,608 less |
Assumes the whole salary is taxable. Exempt allowances, such as medical allowance up to 10% of basic pay, lower the tax.
What counts as taxable salary
Tax is worked out on your total pay for the year, not just your basic salary. That includes house rent, conveyance and utility allowances, bonuses, overtime, leave encashment and the value of perks such as a company car. A few items are exempt or partly exempt; the most common is medical allowance up to 10% of basic pay when your employer does not also reimburse medical bills.
Your employer deducts tax every month and pays it to FBR on your behalf. The deduction is an estimate based on what they expect to pay you for the full year, so it changes when you get a raise, a bonus or join mid-year. Your yearly tax certificate shows the total deducted; check it against the figure here when you file your return.
Questions people ask
Is there tax on PKR 50,000 a month?
No. The first PKR 600,000 a year is tax-free, which is exactly 50,000 a month. Above that, tax year 2027 charges 1% on the amount over 600,000.
Does this include allowances and bonuses?
Enter your total taxable salary, including taxable allowances and bonuses. Medical allowance up to 10% of basic pay is usually exempt.
Why is my payslip deduction different?
Employers spread tax across the months left in the year, so a raise or bonus mid-year changes later deductions.
Do I still need to file a return?
Filing keeps you on the Active Taxpayers List, which lowers withholding on banking, property and vehicles.
Do non-filers pay more tax on salary?
No. The salary slabs are the same for filers and non-filers. Non-filers pay more on other things instead, for example 40% tax on bank profit instead of 20%, and higher withholding on property and vehicle deals.
Can I get back tax that was over-deducted?
Yes. If your employer deducted more than the tax you owe for the year, for example because you changed jobs mid-year, claim the difference as a refund in your income tax return on IRIS.
Last updated 1 Jul 2026 · Reviewed for Budget 2026-27